Arizona Refinance Market 2026: Should You Refinance Now or Wait for Lower Rates?

Published on: 07/13/2026

Should you refinance in Arizona now or wait? With 30-year rates near 6.69% in July 2026, refinancing makes sense if you can cut your rate 0.5-0.75% or need equity. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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